When it comes to choosing health insurance in the state of Michigan, thousands of families, employers, seniors, and low-income individuals turn to one trusted name — Priority Health Michigan. As one of the largest and most reliable non-profit health insurance providers in the region, Priority Health is recognized for its comprehensive coverage, affordable plans, and top-tier member satisfaction. Whether you’re an individual buyer, a family member, or a business owner, understanding how Priority Health Michigan works can help you make the best decision for your healthcare needs.
In this extensive guide, we’ll explore:
- Medicaid and Medicare offerings
- Individual and employer plans
- Strategic partnerships
- Online support systems
- Cost comparisons
- And much more
By the end of this article, you’ll have a clear understanding of why Priority Health Michigan is among the top-rated health coverage providers in the state — and whether it’s the right fit for you.
Medicaid Plans – For Low-Income Residents
What Is Medicaid?
Medicaid is a government-funded program that provides health coverage to low-income individuals, including children, pregnant women, seniors, and those with disabilities. In Michigan, the Medicaid program is partially managed by Priority Health Michigan, ensuring that residents have access to quality and affordable healthcare.
Medicaid Programs Offered by Priority Health Michigan
Priority Health Michigan is authorized to manage multiple Medicaid-based programs, including:
- Traditional Medicaid
- Healthy Michigan Plan
- MIChild (Children’s Coverage)
- Children’s Special Health Care Services (CSHCS)
Benefits of Medicaid through Priority Health Michigan
- Doctor visits and check-ups
- Emergency care and hospital stays
- Prescription drugs at no or low cost
- Maternity and postnatal care
- Childhood immunizations and screenings
- Chronic disease management (e.g., diabetes, asthma)
Most importantly, Priority Health Michigan has earned a 4 out of 5-star rating from the National Committee for Quality Assurance (NCQA), highlighting its dedication to patient-centered care and consistent performance.
Medicare and D-SNP Plans – For Seniors and Dual Eligibility
Understanding Medicare
Medicare is a federal insurance program primarily for individuals aged 65 and older or for younger people with certain disabilities. Priority Health Michigan offers Medicare Advantage Plans (also known as Part C), which combine Medicare Part A (hospital) and Part B (medical) coverage, often with added benefits.
Medicare Advantage Plans by Priority Health Michigan
- Extensive hospital and doctor network across Michigan
- Retain access to your preferred physician
- Drug coverage often included
- Vision, hearing, dental, and wellness perks
Dual Special Needs Plans (D-SNP)
D-SNP plans are specially designed for individuals who qualify for both Medicare and Medicaid. If you’re dual-eligible, Priority Health Michigan provides these integrated care plans with extra benefits, cost reductions, and personalized care coordination.
Individual and Family Health Insurance Plans
Not every Michigander gets health insurance through an employer. That’s why Priority Health Michigan offers comprehensive and customizable MyPriority individual and family plans — perfect for freelancers, gig workers, and families.
Key Features of Individual Plans
- Telehealth access 24/7
- Online health management tools
- Affordable deductibles
- Access to state-wide doctor network
- Preventive care with no additional costs
Whether you’re a single parent, recent graduate, or married couple with children, Priority Health’s individual plans offer high value without sacrificing coverage.
Comparison Table of Key Health Plans
Below is a comparative look at some of the most popular Priority Health Michigan plans based on core features:
| Feature | MyPriority Balanced Silver | MyPriority Corewell Health | Medicare Advantage Plan | Healthy Michigan Medicaid | Employer Group Plan |
|---|---|---|---|---|---|
| Monthly Premium (Est.) | Moderate | Moderate | Low to Moderate | Free or Very Low | Varies by employer |
| Deductible | $3,400 | $3,400 | $0–$1,500 | $0 | Customized |
| Telehealth Access | ✓ | ✓ | ✓ | ✓ | ✓ |
| Chronic Disease Management | ✓ | ✓ | ✓ | ✓ | ✓ |
| Coverage Area | Michigan-wide | Corewell Network | Nationwide | Michigan-only | Michigan & beyond |
Employer Group Health Plans
Why Employers Choose Priority Health Michigan
Employers across Michigan rely on Priority Health’s group health insurance to provide valuable coverage to their teams while controlling costs. These group plans are customizable and built to align with your company’s goals.
Benefits for Employers
- Cost-effective solutions for businesses
- Improved employee productivity through wellness
- Customizable health incentives
- Digital tools for benefits management
- Chronic care and mental health programs
Employers can offer full-coverage benefits while gaining tax advantages and higher retention rates through employee satisfaction.
Strategic Alliance with Cigna
What Is the Cigna + Priority Health Michigan Partnership?
In a move to broaden their reach and capabilities, Priority Health Michigan’s formed a strategic alliance with Cigna. This partnership enhances care access across state lines and improves the member experience for multi-state employers and mobile patients.
How It Works
| Member Type | Resident Location | In-State Access | Out-of-State Access |
|---|---|---|---|
| Priority Health Member | Michigan | Priority Health PPO | Cigna Open Access Plus (OAP) |
| Priority Health Member | Outside Michigan | N/A | Cigna OAP |
| Cigna Member | Michigan | Priority Health PPO Network | Cigna National Network |
Member ID Cards
Members receive ID cards co-branded with both Priority Health and Cigna. These cards clearly display plan details, contact numbers, and help members navigate services in and outside of Michigan.
Simplified Plan Selection with Online Tools
With a digital-first approach, Priority Health Michigan offers:
- 24/7 online portal access
- Digital ID cards
- Doctor finder tools
- Virtual primary care appointments
- Secure messaging with care teams
Members can manage their entire health plan, review claims, track medication, and make payments — all from the comfort of their phone or computer.
Multi-State Coverage and Plan Flexibility
Whether you’re a Michigan’s native, a snowbird, or planning to move states, Priority Healths Michigan’s offers flexible coverage that extends through partnerships and nationwide networks. Though primarily serving Michigan, its ties with larger organizations ensure continuity of care across state borders.
Testimonials and Industry Recognition
“Priority Health Michigan’s has been a game-changer for our family. Affordable rates, excellent coverage, and virtual doctor visits — what more could we ask for?” — A local member from Grand Rapids
“As an employer, I appreciate how easy it is to manage our staff’s insurance benefits. Priority Health’s support team is outstanding.” — Business owner, Detroit
Consistently ranked highly by the NCQA and other rating agencies, Priority Health Michigan’s maintains a strong reputation for transparency, affordability, and service excellence.
Conclusion
If you’re searching for trustworthy, affordable, and high-quality health’s insurance in Michigan’s, look no further than Priority Health Michigan. With its strong Medicaid and Medicare programs, individual and employer plans, online tools, and strategic partnerships, it is designed to meet the healthcare needs of all Michiganders. Whether you’re a senior, a freelancer, a parent, or a small business owner — Priority Health Michigan’s offers plans tailored to your lifestyle and budget.
FAQ’s
What makes Priority Health Michigan different from other providers?
Priority Health’s Michigan’s offers a unique combination of non-profit values, state-of-the-art technology, and customer-first policies — all tailored to Michigan residents.
Can I keep my doctor with Priority Health Michigan?
Yes, most plans allow you to continue with your current physician, especially if they are within the Priority Health PPO or Corewell network.
Are telehealth services included?
Absolutely. Every major plan from Priority Health Michigan’s includes access to 24/7 virtual visits for both urgent and preventive care.
What if I move out of Michigan?
With its alliance with Cigna, Priority Health Michigan’s members can still access care through the Cigna network in other states.
How do I enroll in a plan?
You can enroll through licensed agents or directly through the company’s online enrollment tools.
Is Priority Health Michigan a good option for small businesses?
Yes. It offers tailored group health plans with excellent employee wellness programs and digital benefits management.
